Earthmoving News, Industry Insurance, NTI

Machines may rest, but risk doesn’t

 

During the holiday break, while operators are away, work sites and machinery can be at greater risk.


The end of the year is a chance to pause, recharge and enjoy some much-needed time with family and friends. But it is during these breaks that incidents of theft, damage and even public injury can have lasting consequences for the bottom line.

Owners should ensure they take practical steps to protect both their assets and the community during downtime.

Australian crime data shows the issue is ongoing:

  • A recent report from the ABS revealed 2024 saw theft reach a 21-year high, with over 595,000 incidents recorded nationally.
  • Around 0.7 per cent of households experienced motor theft, inclusive of heavy vehicles and machinery.
  • Serious and organised crime now costs the Australian economy up to $68.7 billion annually.

NTI’s National Product Manager for Mobile Plant, David Kidd, said that beyond theft, unsecured sites also presented a business risk, as well as risk to the wider community.

“From recently excavated sites to partially built structures that could collapse in summer storms or high winds, there are many exposures that could lead to liability issues arising for members of the public,” he said.

“If anything goes wrong onsite during downtime, you may still be liable, and the liability costs can be detrimental to your business. Before you knock off for the holidays, leave enough time for a thorough clean-up and safety check.”

Simple, practical steps for operators

Reducing exposure doesn’t always require costly measures. Many of the most effective safeguards come down to preparation and diligence.

Here are practical actions to consider before closing the site:

  1. Maintain a clear inventory by recording serial numbers, photos and GPS locations of all machinery.
  2. Use motion-sensor lights and audible alarms to help deter intruders.
  3. Mark equipment using forensic identifiers like microdots or etching.
  4. Secure controls and fluids using vandal covers, lockable fuel caps and hydraulic system locks.
  5. Consider GPS tracking devices and remote immobilisers for visibility and control even when offsite.
  6. Check fences, repair gates, and close off any gaps that could allow unauthorised access.
  7. Brace temporary structures.
  8. Remove hazards like waste, chemicals and surplus equipment.
  9. Cover excavations to help prevent accidents.
  10. Notify local police about extended shutdowns or arrange occasional patrols.
  11. Shut down mains power and lock the switchboard to eliminate electrical risks.
  12. Review your insurance cover. Check that your mobile plant and equipment is insured through a specialist provider like NTI.

Why extra vigilance matters

While the holiday break has always been a vulnerable period, current trends make security even more important.

Many incidents are no longer opportunistic. Instead, organised groups deliberately target machinery and attachments with high resale value.

With theft rates climbing, insurers are increasingly looking for evidence of proactive security measures when assessing claims or renewing cover.

From a safety perspective, there are greater expectations from the public.

Communities and regulators alike are less tolerant of poorly secured sites, particularly around high traffic areas like parks and schools.

David said that prevention is always preferable to dealing with the aftermath of a serious incident.

“Dealing with theft or an accident isn’t on anyone’s holiday wish list. But with some forward planning and extra vigilance, operators can go into the shutdown with peace of mind,” he said.

For expert support in protecting mobile plant and machinery, speak with your broker or visit NTI, Australia’s trusted specialist insurance provider for the transport, logistics and construction industries.

Limits and exclusions apply. This information is general only and does not take into account your objectives, financial situation or needs. When making decisions about our insurance, consider the Product Disclosure Statement and Target Market Determinations at www.nti.com.au. Insurance products are provided by National Transport Insurance, a joint venture of the insurers CGU Australia Pty Ltd trading as CGU Insurance ABN 62 004 478 960 AFSL 700014 and AAI Limited trading as Vero Insurance ABN 48 005 297 807 AFSL 230859 each holding a 50% share. National Transport Insurance is administered on behalf of the insurers by its manager NTI Limited ABN 84 000 746 109 AFSL 237246.
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